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Vision and Expertise - We Have the Tools You Need

Home ownership has many benefits. Whether you are a first time buyer, upgrading, or building a new home, our Mortgage Professionals at the State Bank of Cross Plains are available to answer any questions that pertain to your unique and individual situation, and offer a wide variety of mortgage products to meet your needs.
For more information regarding mortgage products at the State Bank of Cross Plains, call our Mortgage Professionals at:

  • Cross Plains: (608) 798-3961
  • Middleton East: (608) 828-2980
  • Middleton West: (608) 828-2285
  • Mount Horeb: (608) 437-8968
  • Madison: (608) 826-3500
  • Oregon: (608) 835-2750
  • Verona: (608) 845-6486
  • Waunakee: (608) 849-2700

Let us help you create the Loan that takes you Home.

Each home loan situation is unique. You may be a first-time buyer or a long-time homeowner. You could be considering a condo, building on a lot, or refinancing an existing home. Perhaps you're looking at a home equity loan or a second mortgage. Whatever your situation, we work hard to help you create the loan that's right for you. If you are interested in a mortgage, get things started by taking some time to apply for a mortgage now...

We like to be "Homemakers"

Since 1908, helping people borrow wisely to buy homes has been a cornerstone of our business at State Bank of Cross Plains. We take our job very seriously. Our lending officers average more than 10 years of experience and we hold an "Excellent and Outstanding" rating from regulatory agencies.

We've also earned a "Community Support Award" from the Federal Home Loan Bank, and we've been named "Friend of the Year" by the Rural Development Agency. Our real victory comes, however, when you choose us as a mortgage lending partner, and we want to help you make that choice.

Make Homebuying Faster and Simpler - See Us Before you Shop

You can increase your chance of getting the home you choose by seeing us before you start looking at properties. We'll help you figure out how much home you can afford. In addition to this pre-qualification, we can accept a loan application and issue a pre-approval certificate to you or your realtor, indicating your purchasing status.

Your "pre-qualified" or "pre-approved" status can speed things up when you find the property you like and improve your chances of getting that home when bid time comes. Plus, pre-qualification with us costs you nothing!

Why Choose Us for your Home Loan

  • We offer a full array of mortgage options, and our prices are competitive with those of any lender.
  • We're an independent community bank. We make decisions locally, and quickly.
  • We'll meet with you at your convenience - even at your realtor's office if you wish.
  • You can count on complete, friendly service for the life of your loan. Call us any time with your questions or concerns.
  • We're a leader in home lending for the entire South Central Wisconsin region.